Can I Use FSA/HSA to Pay for My Vibration Plate?

June 12, 2025

by Jackie Wicks

Yes, you can use your FSA or HSA funds to purchase a vibration plate if you have a Letter of Medical Necessity (LMN). If you already have an LMN, you can purchase directly on the Power Plate website using your FSA or HSA debit card. If you do not have an LMN, Power Plate partners with Truemed and Flex to help you qualify by obtaining one from a licensed provider after you complete a short health survey. At checkout, you can pay directly with your FSA or HSA card, or you can use a regular credit card and then follow the instructions in your LMN to submit a reimbursement request.

What Can You Typically Use FSA/HSA Funds For?

Per the IRS, FSAs and HSAs are “designed to give individuals tax advantages to offset health care costs” and can be used for certain medical and dental expenses. Medical expenses are defined by the IRS as “the costs of diagnosis, cure, mitigation, treatment, or prevention of disease, and for the purpose of affecting any part or function of the body.”

As for what you can use the funds for, there’s a long list of FSA and HSA eligible expenses, with certain items requiring a prescription or additional supporting paperwork in the form of a Letter of Medical Necessity (LMN). When it comes to equipment like vibration plates, LMNs are particularly important.

Are Vibration Plates FSA/HSA Eligible?

Yes, but there’s a bit more you need to know before you make your purchase.

The Key Factor: Medical Necessity

The key factor in making exercise equipment FSA/HSA eligible is whether that equipment can be deemed a medical necessity. What makes something a medical necessity? It must be able to help address a medical condition under the definition above (diagnose, cure, mitigate, treat, or prevent).

Some conditions that may support eligibility include the following, :

Obesity
Chronic pain
Diabetes
Neuropathy
High blood pressure
Mental health

Eligibility depends on demonstrating a direct link between your condition and the therapeutic benefit of the vibration plate. Your healthcare provider must document this connection in the Letter of Medical Necessity. For example, they might state that a vibration plate can help improve circulation, reduce joint pain, or help manage chronic back issues. This documentation shows that the equipment is being used for treatment rather than general fitness.

Power Plate vibration plates are used for a variety of health-related purposes, including:

Weight management and metabolic support – When combined with a calorie-controlled diet and regular activity, vibration plate training help increase calorie burn, enhance muscle activation, and support fat reduction, potentially aiding weight loss efforts in individuals with obesity or metabolic issues
Chronic pain and injury rehabilitation – Vibration training may help reduce back pain, joint discomfort, and muscle tension by supporting neuromuscular activation and recovery.
Mobility needs – Vibration platforms are often used in clinical settings to improve flexibility, balance, and strength for those recovering from injury or dealing with limited mobility.
Bone density concerns – Individuals with osteoporosis or age-related bone loss may use vibration training to help stimulate bone formation.

How to Check If Your Vibration Plate Is Eligible for Reimbursement

Consult With Your FSA/HSA Provider

Before making a purchase with your FSA or HSA account, consult with a healthcare provider to make sure the vibration plate you are looking to purchase is eligible. Also, make sure that you have the proper documentation, including proof of your condition and an LMN covering why the vibration plate is necessary.

Be sure to clarify with your provider what you’re hoping to purchase. It’s important to check beforehand, so that you don’t end up making a purchase that can’t be reimbursed or violates FSA/HSA rules.

Are Power Plate Vibration Plates HSA/FSA Eligible?

Yes, with the proper LMN, a Power Plate vibration plate can qualify as eligible medical equipment for your FSA or HSA funds. So, the next question is, how do you actually use those funds to purchase your Power Plate? Let’s get into it.

Using Your FSA/HSA Card at Checkout

When it comes time to purchase your vibration plate, you’ll have a few options for making sure your payment is covered by your FSA or HSA account.

If you already have an LMN, one option is to make your purchase directly on powerplate.com using your FSA or HSA debit card. If you don’t have access to your card, you may also make your purchase and then submit your receipt to your employer for reimbursement (with an FSA) or reimburse yourself for the expense out of your HSA.

Another option is to use TrueMed or Flex to checkout through the Power Plate website. This is particularly beneficial for those in need of an LMN, as these platforms will conduct a quick assessment that helps you qualify for an LMN. For this method, you’ll just need to follow these simple steps:

Choose the vibration plate you want and add it to your cart.
At checkout, locate the payment method marked as “TrueMed - Pay with HSA/FSA” or “Flex - Pay with HSA/FSA.”
Complete a quick, private health survey in order to qualify for an LMN.
Pay with your FSA/HSA card or a credit card. (Note: When using a credit card, follow the instructions included in your LMN to submit a request for reimbursement.

And just like that, your brand new vibration plate will be on its way, and you’ll likely have saved an average of 30% on your purchase.

Saving Receipts and Documentation

When using your FSA/HSA, it’s important to stay on top of your receipts and documents, including keeping proof of purchase and the corresponding LMN for tax or plan audits. For those without an FSA or HSA card, you’ll want to keep multiple copies of your receipt, as you’ll need them for reimbursement purposes, whether you’re submitting it to your employer (with an FSA) or keeping it as proof for self-reimbursement (with an HSA).

Why You Should Use Your FSA/HSA Funds on a Power Plate

There’s no shortage of options when it comes to using your FSA or HSA funds, so it’s important you find something that can help with your needs. For many people, a Power Plate can be the perfect FSA/HSA-eligible device to help meet their health needs.

Here’s why:

FDA-Registered Medical Device: Supports legitimacy for FSA/HSA use.
Proven Benefits Beyond Fitness: Vibration therapy supports circulation, mobility, recovery, and overall wellness. It’s also scientifically proven to help reduce pain and address other conditions affecting quality of life.
Trusted by Health Pros Worldwide: Used in medical and rehab settings across the globe.

Explore Power Plate’s Collection of HSA/FSA-Eligible Whole-Body Vibration Plates

Whether you’re a seasoned Power Plate user or just starting your vibration plate health journey, Power Plate has a variety of whole body vibration machines engineered to help you get fit, reduce pain, improve circulation, and discover more ways to improve your health. Browse our collection to find the right model for you and start feeling better, stronger, and more supported — possibly with FSA/HSA funds!

Sources:

HealthCare.gov. Using a Flexible Spending Account (FSA). https://www.healthcare.gov/have-job-based-coverage/flexible-spending-accounts/

Centers for Medicare & Medicaid Services. What’s a Health Savings Account? https://www.cms.gov/marketplace/outreach-and-education/health-savings-account.pdf

IRS. Publication 969 (2024), Health Savings Accounts and Other Tax-Favored Health Plans https://www.irs.gov/publications/p969

IRS. Publication 502 (2024). Medical and Dental Expenses. https://www.irs.gov/pub/irs-pdf/p502.pdf

FSA Store. Exercise Equipment: FSA Eligibility. https://fsastore.com/fsa-eligibility-list/e/exercise-equipment

Journal of Bodywork & Movement Therapies. Whole body vibration improves symptoms of diabetic peripheral Neuropathy. https://cdn.shopify.com/s/files/1/0362/1139/2645/files/Whole_body_vibration_improves_symptoms_of_diabetic_peripheral_neuropathy.pdf?v=1705070204

Truemed. What is a Letter of Medical Necessity? A Step-by-Step Guide. https://www.truemed.com/blog/letter-of-medical-necessity-example

FSAFEDS.gov. Your Savings Add Up. https://www.fsafeds.gov/explore/

Power Plate. Effects of Whole-Body Vibration on Flexibility and Stiffness. https://cdn.shopify.com/s/files/1/0362/1139/2645/files/Power-Plate-Research-Card-Fowler-2019.pdf?v=1678772997

Power Plate Healthcare. Whole Body Vibration Enhances Recovery After ACL Reconstruction. https://cdn.shopify.com/s/files/1/0362/1139/2645/files/whole-body-vibration-enhances-recovery-after-acl-reconstruction.pdf?v=1586151105